Social Security · Mar 2026

Jan Suraksha Schemes in 2025: PMJJBY, PMSBY & Atal Pension Yojana Updates

Celebrating 10 years in 2025, the flagship Jan Suraksha schemes continue to provide affordable social security. Over 82 crore enrolments (as of April 2025) highlight their reach: PMJJBY (life cover), PMSBY (accident cover), and APY (guaranteed pension). Premiums remain unchanged, with simplified claims and higher awareness drives. Essential for unorganized sector workers and low-income families in FY 2025-26.

Scheme Highlights (2025)

Why Enroll Now?

Pro Tip: Link to your Jan Dhan account for seamless coverage — a basic financial safety net for every Indian household.

Frequently Asked Questions

What does PMJJBY cover and cost?
₹2 lakh life cover for ages 18-50, at a premium of ₹436/year; it has over 23 crore enrolments.
What does PMSBY cover and cost?
₹2 lakh accident death/full disability cover for ages 18-70, at just ₹20/year; it has over 51 crore enrolments.
What pension does Atal Pension Yojana (APY) guarantee?
A guaranteed monthly pension of ₹1,000 to ₹5,000 from age 60, with government co-contribution for eligible subscribers; APY has over 7.6 crore enrolments.
How long have these Jan Suraksha schemes been running?
10 years as of 2025, with combined enrolment crossing 82 crore as of April 2025.
How do I enroll?
Through auto-debit from a bank account, ideally linked to a PMJDY (Jan Dhan) account for seamless coverage and renewal.

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