Privacy Policy

Who we are

MoneyMindTool (moneymindtool.com) is operated by DigiCreature Technologies, based in Chennai, Tamil Nadu, India. This Privacy Policy explains how we collect, use, and protect information when you use our website and financial calculators.

Information we collect

Information you provide

• Contact form submissions: If you email us or use our enquiry form, we collect your name, email address, phone number, and message content. This is used solely to respond to your query.
• Calculator inputs: All calculator inputs (income, loan amounts, etc.) are processed entirely in your browser. We do not collect, transmit, or store any financial data you enter into our calculators.

Information collected automatically

• Google Analytics (G-GYW0708DQY): We use Google Analytics to collect anonymised usage data — pages visited, time on site, device type, and approximate location (city level). This helps us understand which calculators are used most and improve the site. Google Analytics uses cookies. You can opt out using Google's opt-out browser add-on.
• Google Tag Manager (GTM-W3MR5ZGL): Used to manage analytics and advertising tags. GTM itself does not collect personal data.
• Google AdSense (ca-pub-4864427317222127): We display advertisements via Google AdSense, which may use cookies to serve ads based on your browsing history. You can manage ad personalisation at Google Ad Settings.
• Ahrefs Analytics: We use Ahrefs web analytics for SEO performance data. This collects anonymised page view data only.

How we use your information

• To respond to your enquiries and feedback.
• To improve our calculators and content based on aggregated usage patterns.
• To display relevant advertisements that fund our free tools.
• To monitor site performance and fix technical issues.

Cookies

Our site uses cookies for:

• Analytics cookies (Google Analytics) — to understand usage patterns.
• Advertising cookies (Google AdSense) — to display relevant ads.
• Functional cookies — to remember your preferences (e.g., calculator settings within a session).

You can disable cookies in your browser settings. Some features may not work correctly without cookies.

Data sharing

We do not sell, trade, or share your personal information with third parties except:

• Service providers: Google (Analytics, AdSense, Tag Manager) processes data on our behalf under their own privacy policies.
• Legal requirements: We may disclose information if required by Indian law or a court order.

Data security

We use HTTPS encryption across the entire site. Contact form data is stored securely and access is restricted to authorised personnel only. However, no method of transmission over the internet is 100% secure.

Your rights

You have the right to:

• Request access to any personal data we hold about you.
• Request deletion of your personal data (contact submissions).
• Opt out of Google Analytics tracking.
• Manage ad personalisation preferences via Google Ad Settings.

Children's privacy

Our calculators are informational tools not directed at children under 13. We do not knowingly collect personal information from children.

Changes to this policy

We may update this Privacy Policy from time to time. The "Last updated" date at the top reflects the most recent revision. Continued use of the site after changes constitutes acceptance.

Contact us

For privacy-related questions, email us at supportmoneymindtool@gmail.com.

DigiCreature Technologies, Chennai, Tamil Nadu, India.