SIP Calculator India 2025 - Mutual Fund Returns

Calculate your SIP returns for FY 2025-26 with our free India SIP Calculator. Ideal for mutual fund investments in cities like Chennai, Mumbai, or Delhi.

Enter your monthly investment, expected return rate, and tenure to get instant maturity amount, total invested, and profit. Explore our Income Tax Calculator or Loan EMI Calculator for more financial tools.

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Why Use Our SIP Calculator?

Plan your investments with our free SIP calculator for FY 2025-26. Perfect for all mutual fund types across India.

Mutual Fund SIP Calculator for FY 2025-26

Estimate your SIP returns with expected annual returns of 8–20% and tenures up to 30 years.

Online SIP Returns Calculator

Get instant SIP maturity calculations for investments starting at ₹500.

Calculate Your SIP Returns

Enter monthly investment in ₹ (e.g., 5000 for ₹5,000). Returns are calculated using monthly compounding: FV = P × ((1 + r)^n - 1) / r × (1 + r). Mutual fund investments are subject to market risks; results are estimates.

Visual breakdown of total invested and profit for your SIP investment.

Important SIP Deadlines FY 2025-26

Frequently Asked Questions

How is SIP return calculated?

SIP returns are calculated using the formula: FV = P × ((1 + r)^n - 1) / r × (1 + r), where P is the monthly investment, r is the monthly return rate, and n is the number of months.

What is the best SIP calculator for FY 2025-26?

Our free SIP calculator India provides accurate return estimates, visual charts, and is ideal for planning mutual fund investments in 2025.

Can I use this SIP calculator for mutual funds in India?

Yes, our SIP calculator supports equity, debt, and hybrid mutual fund SIPs, offering maturity amount and profit breakdowns.

How to start an SIP in India for 2025?

Complete KYC, choose a mutual fund, set your investment amount (₹500+), and start via a platform or AMC. Use our SIP calculator to plan.

What is the minimum amount to start an SIP in 2025?

Most mutual funds allow SIPs starting at ₹500–₹1000 monthly. Use our SIP calculator to estimate returns for any amount.

Are SIP returns taxable in FY 2025-26?

Equity SIPs: LTCG above ₹1.25 lakh at 12.5%; STCG at 20%. Debt SIPs: taxed as per income slab. Use our Income Tax Calculator for details.

How does step-up SIP work, and can I calculate it?

Step-up SIP increases your investment periodically (e.g., 10% annually). Use an average monthly investment in our SIP calculator for estimates.

What are the risks of investing in SIPs in 2025?

SIPs carry market risks, liquidity risks, and fund performance risks. Mutual fund investments are subject to market risks; consult a financial advisor.

How long should I invest in an SIP for good returns?

Investing for 5–10 years or more maximizes compounding benefits. Use our SIP calculator to estimate returns for different tenures.