Plan your investments or loans with our free Compound Interest Calculator for FY 2025-26, designed for Indian users. Estimate the total amount and interest earned by entering your principal amount, annual interest rate, duration, and compounding frequency.
Compound interest powers wealth creation through reinvested earnings, ideal for fixed deposits, bonds, or loan planning. Our tool offers flexible monthly, quarterly, half-yearly, or yearly compounding to match your financial needs. Start calculating today!
A Compound Interest Calculator is an online tool that estimates the total amount and interest earned on an investment or loan, based on the principal amount, annual interest rate, duration, and compounding frequency.
Compound interest is calculated using the formula A = P * (1 + r/(n*100))^(n*t), where A is the total amount, P is the principal, r is the annual interest rate, n is the number of compounding periods per year, and t is the time in years.
The calculator supports monthly, quarterly, half-yearly, and yearly compounding frequencies, allowing you to match the terms of various investments or loans.
Taxation depends on the investment type. For example, interest from fixed deposits or bonds is taxable under the investor’s income tax slab in FY 2025-26, with TDS applicable if interest exceeds ₹40,000 (₹50,000 for senior citizens) annually.