Plan your retirement with our free NPS Calculator for FY 2025-26, designed for Indian investors. Estimate your National Pension System (NPS) retirement corpus and monthly pension by entering your monthly contribution, age, expected return rate, and annuity details.
NPS is a government-backed scheme that helps you build a substantial retirement fund through market-linked investments. Our tool simplifies complex calculations, providing accurate estimates to help you make informed decisions for FY 2025-26. Start planning your financial future today!
An NPS Calculator is an online tool that estimates the retirement corpus and monthly pension under the National Pension System (NPS) in India, based on monthly contributions, age, expected returns, and annuity purchase percentage.
The NPS corpus is calculated using the compound interest formula for monthly contributions over the investment period. At retirement, a minimum of 40% of the corpus is used to purchase an annuity, and the rest is paid as a lump sum.
Indian citizens aged 18 to 70 years, including salaried and self-employed individuals, can invest in NPS. It is designed to build a retirement corpus through market-linked investments.
No, NPS returns are market-linked and not guaranteed. The calculator uses an assumed return rate (e.g., 10%) for estimation. Actual returns depend on market performance.