Retirement Planning Calculator India FY 2025-26
Plan your retirement by calculating your corpus, monthly pension, and shortfall with inflation adjustments for FY 2025-26. Explore related tools like our Income Tax Calculator or GST Calculator for comprehensive financial planning.
Tax Filing Deadlines (2025-26)
- Advance Tax (Final, FY 2024-25): Due March 15, 2025. Penalty: 1% interest per month under Section 234C.
- ITR Filing (Non-Audit, FY 2025-26): July 31, 2026. File at incometax.gov.in.
Calculate Your Retirement Plan
Enter your details to plan your retirement for FY 2025-26. Results are estimates; consult a financial advisor for personalized planning.
Frequently Asked Questions
What is a retirement corpus?
A retirement corpus is the total savings accumulated by retirement to fund post-retirement expenses, accounting for inflation and investment returns.
How does inflation affect retirement planning?
Inflation increases future expenses, requiring a larger corpus to maintain your lifestyle. A 6% inflation rate doubles costs in approximately 12 years.
What is NPS in retirement planning?
The National Pension System (NPS) is a government-backed pension scheme offering tax benefits under Sections 80C and 80CCD, with options for equity and debt investments.
How much should I save monthly for retirement?
It depends on your current age, retirement age, expected expenses, inflation, and investment returns. Use this calculator to estimate based on your inputs.
When is the ITR filing deadline for FY 2025-26?
July 31, 2026, for non-audit cases. Late filing incurs a ₹5,000 penalty under Section 234F.