Capital Gains Tax Calculator India FY 2025-26
Estimate your capital gains tax for FY 2025-26 (AY 2026-27) with Budget 2025 rates. Supports equities, property, mutual funds, and bonds with exemptions (Sections 54, 54EC, 54F). Try our Retirement Planning Calculator or GST Calculator for more tools.
Tax Filing Deadlines (2025-26)
- Advance Tax (Final, FY 2024-25): Due March 15, 2025. Penalty: 1% interest per month under Section 234C.
- ITR Filing (Non-Audit, FY 2025-26): July 31, 2026. File at incometax.gov.in.
Calculate Your Capital Gains Tax
Enter asset details to calculate capital gains tax for FY 2025-26. Results are estimates; consult a tax advisor for personalized advice.
Frequently Asked Questions
What is the LTCG tax rate for FY 2025-26?
For equities and mutual funds, LTCG is taxed at 12.5% above ₹1.35 lakh. For property, it’s 20% with indexation or 12.5% without, per Budget 2025. Bonds are taxed at 12.5%.
What is the STCG tax rate for FY 2025-26?
STCG on equities and mutual funds is taxed at 20%. For property and bonds, it’s taxed at your income tax slab rate.
Can I claim exemptions on capital gains?
Yes, under Section 54 (property reinvestment), 54EC (bonds, up to ₹50 lakh), or 54F (net proceeds reinvested), subject to conditions. Consult incometax.gov.in.
What is indexation in capital gains?
Indexation adjusts the purchase cost of property for inflation using the Cost Inflation Index (CII), reducing taxable gains. Available for property sold after July 23, 2024.
When is the ITR filing deadline for FY 2025-26?
July 31, 2026, for non-audit cases. Late filing incurs a ₹5,000 penalty under Section 234F.