Master Your Taxes with Our Income Tax Calculator
Learn how to save on taxes by comparing Old and New Tax Regimes and optimising Section 80C, 80D, and HRA deductions.
Read more →Free Financial Calculators for India
Plan taxes, investments, and loans with 35 accurate tools designed for Indian users. No signup. No fees. Just results.
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FY 25-26Updated rates
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Top Financial Calculators
Quick access to our most-used tools — updated for the latest tax slabs and interest rates.
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Income Tax Calculator
Compare Old vs New Regime, factor 80C, 80D, HRA. Updated for FY 2025-26 slabs.
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SIP Calculator
Project mutual fund SIP returns with monthly contributions and compounding.
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Lumpsum Calculator
Future value of a one-time mutual fund investment over your chosen horizon.
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Mutual Fund Returns
Absolute return, CAGR, and maturity for SIP or lumpsum mutual fund investments.
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Home Loan EMI
Monthly EMI, total interest, and full amortisation for home, car, or personal loans.
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Fixed Deposit Calculator
Estimate FD maturity with quarterly compounding using current bank rates.
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In-Hand Salary Calculator
Convert CTC to monthly take-home after EPF, Professional Tax, and TDS.
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SSY Calculator
Sukanya Samriddhi Yojana maturity at 8.2% p.a. — tax-free corpus for your daughter.
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Step-Up SIP
Project mutual fund corpus with annual SIP increments of 5-20%.
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All 35 calculators organised by financial goal.
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View All CalculatorsFeatured Insights
Expert guides on tax planning, investments, and savings for Indian users.
Maximise Your HRA Exemption
How salaried employees can use our HRA Exemption Calculator to reduce taxable income effectively.
Read more →Plan Fixed Deposits Wisely
Compare rates and tenures across SBI, HDFC, and other top banks to maximise FD returns in FY 2025-26.
Read more →New Labour Code & Salary Structure
Sweeping changes under the new Labour Codes — 4-day workweeks, faster F&F, and mandatory 50% basic pay rule.
Read more →Budget 2026: What Changed for Salaried Employees
Rebate ceiling up to ₹13.5 lakh, standard deduction at ₹1,00,000, and tighter 80CCD(2) rules — what it means for take-home pay.
Read more →ITR Filing 2026: Guide for AY 2026-27
The 31 July 2026 deadline, pre-filled AIS data, 30-day Aadhaar e-verification, and the new capital gains schedule.
Read more →Best SIP Strategy for 2026
With CPI at 6.35%, flat SIPs are losing ground. Why a 10% annual step-up nearly doubles a 25-year corpus.
Read more →Home Loan Rates After RBI's June 2026 Policy
Where repo-linked rates landed, and whether refinancing or prepaying saves you more this cycle.
Read more →Read the Guides
29 in-depth explainers on Indian tax, investing, loans and compliance — each with worked examples.
Browse All GuidesFrequently Asked Questions
How to calculate income tax for FY 2025-26 in India?
Use our Income Tax Calculator to compare Old vs New Regime, factor Section 80C (up to ₹1.5L), 80D for medical insurance, and HRA for rent. The tool provides a detailed breakdown of your liability.
What is a SIP and how does it work?
A Systematic Investment Plan lets you invest a fixed amount in mutual funds monthly, harnessing compounding. Our SIP Calculator estimates future returns based on contribution, expected rate, and tenure.
How to plan a fixed deposit investment?
Our FD Calculator estimates maturity and interest earned. Input principal, tenure, and compounding frequency using current rates from SBI, HDFC, and other banks.
How to calculate EMI for a loan?
Use the Home Loan EMI Calculator with loan amount, interest rate, and tenure to get monthly payment and total interest.
What are the key GST 2.0 changes from 22 Sept 2025?
GST 2.0 introduced slab rationalisation, rate reductions for essentials, and clarifications on transitional ITC treatment. Update billing systems and reconcile ITC balances.
Are MoneyMindTool calculators really free?
Yes. Every calculator is free forever, requires no signup, and works instantly in your browser. Updated for FY 2025-26.