FY 2025-26 · GST 2.0 Updated

Free Financial Calculators for India

Plan taxes, investments, and loans with 25+ accurate tools designed for Indian users. No signup. No fees. Just results.

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Top Financial Calculators

Quick access to our most-used tools — updated for the latest tax slabs and interest rates.

Income Tax Calculator

Compare Old vs New Regime, factor 80C, 80D, HRA. Updated for FY 2025-26 slabs.

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SIP Calculator

Project mutual fund SIP returns with monthly contributions and compounding.

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Lumpsum Calculator

Future value of a one-time mutual fund investment over your chosen horizon.

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Mutual Fund Returns

Absolute return, CAGR, and maturity for SIP or lumpsum mutual fund investments.

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Home Loan EMI

Monthly EMI, total interest, and full amortisation for home, car, or personal loans.

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Fixed Deposit Calculator

Estimate FD maturity with quarterly compounding using current bank rates.

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In-Hand Salary Calculator

Convert CTC to monthly take-home after EPF, Professional Tax, and TDS.

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SSY Calculator

Sukanya Samriddhi Yojana maturity at 8.2% p.a. — tax-free corpus for your daughter.

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Step-Up SIP

Project mutual fund corpus with annual SIP increments of 5-20%.

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Featured Insights

Expert guides on tax planning, investments, and savings for Indian users.

Tax · FY 2025-26

Master Your Taxes with Our Income Tax Calculator

Learn how to save on taxes by comparing Old and New Tax Regimes and optimising Section 80C, 80D, and HRA deductions.

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Salary · Save More

Maximise Your HRA Exemption

How salaried employees can use our HRA Exemption Calculator to reduce taxable income effectively.

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Savings · Banking

Plan Fixed Deposits Wisely

Compare rates and tenures across SBI, HDFC, and other top banks to maximise FD returns in FY 2025-26.

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Reforms · 2025

New Labour Code & Salary Structure

Sweeping changes under the new Labour Codes — 4-day workweeks, faster F&F, and mandatory 50% basic pay rule.

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Frequently Asked Questions

How to calculate income tax for FY 2025-26 in India?
Use our Income Tax Calculator to compare Old vs New Regime, factor Section 80C (up to ₹1.5L), 80D for medical insurance, and HRA for rent. The tool provides a detailed breakdown of your liability.
What is a SIP and how does it work?
A Systematic Investment Plan lets you invest a fixed amount in mutual funds monthly, harnessing compounding. Our SIP Calculator estimates future returns based on contribution, expected rate, and tenure.
How to plan a fixed deposit investment?
Our FD Calculator estimates maturity and interest earned. Input principal, tenure, and compounding frequency using current rates from SBI, HDFC, and other banks.
How to calculate EMI for a loan?
Use the Home Loan EMI Calculator with loan amount, interest rate, and tenure to get monthly payment and total interest.
What are the key GST 2.0 changes from 22 Sept 2025?
GST 2.0 introduced slab rationalisation, rate reductions for essentials, and clarifications on transitional ITC treatment. Update billing systems and reconcile ITC balances.
Are MoneyMindTool calculators really free?
Yes. Every calculator is free forever, requires no signup, and works instantly in your browser. Updated for FY 2025-26.