Updated Aug 2026 · 35 Tools

All Financial Calculators

Every calculator we offer — grouped by goal. Income tax, SIPs, EMIs, FDs, retirement planning, and more. Free, instant, and India-specific.

35Calculators
8Categories
FY 25-26Updated
100%Free

Investments

Project mutual fund and equity returns — SIP, lumpsum, step-up, MF, and compound interest.

📈

SIP Calculator

Project mutual fund SIP maturity with monthly contributions and compounding for FY 2025-26.

Calculate →
💼

Lumpsum Calculator

Future value of a one-time mutual fund investment over your chosen horizon.

Calculate →
📊

Mutual Fund Returns

Absolute return, CAGR, and maturity for SIP or lumpsum mutual fund investments.

Calculate →
⬆️

Step-Up SIP

Project corpus when you increase your SIP annually by 5–20%.

Calculate →
🌱

Compound Interest

Estimate total amount and interest with monthly, quarterly, or yearly compounding.

Calculate →

Savings & Retirement

Government-backed savings schemes, bank deposits, and retirement planners.

🏛️

PPF Calculator

Public Provident Fund maturity at current rates — tax-free 15-year corpus.

Calculate →
🪙

NPS Calculator

Project retirement corpus and monthly pension under the National Pension System.

Calculate →
🧾

EPF Calculator

Employee Provident Fund maturity with employer + employee contributions and salary growth.

Calculate →
👧

SSY Calculator

Sukanya Samriddhi Yojana maturity at 8.2% — tax-free corpus for your daughter.

Calculate →
🏦

Fixed Deposit Calculator

Estimate FD maturity with quarterly compounding using current bank rates.

Calculate →
🗓️

Recurring Deposit Calculator

Monthly RD contributions, interest earned, and maturity for FY 2025-26.

Calculate →
🌅

Retirement Planner

Corpus, monthly pension, and shortfall — adjusted for inflation and returns.

Calculate →

Tax & Salary

Income tax (Old vs New), in-hand salary, HRA, gratuity, GST, and capital gains.

Income Tax Calculator

Compare Old vs New Regime, factor 80C/80D/HRA. Updated for FY 2025-26 slabs.

Calculate →
💰

In-Hand Salary Calculator

Convert CTC to monthly take-home after EPF, Professional Tax, and TDS.

Calculate →
🏘️

HRA Exemption Calculator

Calculate tax-exempt HRA based on rent, salary, and city type.

Calculate →
🎁

Gratuity Calculator

Estimate gratuity payout under the new Labour Codes — eligibility from 1 year.

Calculate →
📋

GST Interest & Late Fee

Section 50 interest (18% p.a.) and late fee for delayed GSTR-3B filings.

Calculate →
📉

Capital Gains Calculator

STCG and LTCG for equity, debt, real estate — updated for FY 2025-26 rates.

Calculate →

Loans & EMI

Home, personal, and education loan EMIs plus prepayment planning.

🏠

Home Loan EMI

Monthly EMI, total interest, and full amortisation for home or car loans.

Calculate →
💳

Personal Loan EMI

EMI, total payable, and interest cost for unsecured personal loans.

Calculate →
🎓

Education Loan EMI

EMI with optional moratorium for domestic or overseas education loans.

Calculate →

Loan Prepayment Calculator

How much interest you save with extra EMIs or lump-sum prepayments.

Calculate →

Insurance & Property

Term insurance cover (HLV), emergency fund planning, and stamp duty for property purchases.

🛡️

Term Insurance Cover

Calculate exact life cover needed using HLV — income, dependents, liabilities factored.

Calculate →
🚨

Emergency Fund Calculator

How much you need for 3-12 months and monthly SIP to build your safety net.

Calculate →
🏛️

Stamp Duty & Registration

State-wise stamp duty for Mumbai, Bengaluru, Delhi & 8 more — includes female discount.

Calculate →
📄

TDS Calculator

TDS on salary, FD interest, contractor, rent, professional fees — all sections.

Calculate →
📊

Monthly Budget Planner

Split income across rent, food, EMI and savings — see where your salary actually goes.

Calculate →

Family & Parenting

Plan maternity leave impact, child education, and savings goals for your children's future.

🤱

Maternity Leave Salary

Calculate 26-week paid leave (Maternity Benefit Act) impact on CTC & ESIC coverage.

Calculate →
🎓

Child Education Corpus

SIP needed to fund your child's future school, engineering, or MBA — inflation-adjusted.

Calculate →
👶

Baby Savings Goal

Monthly SIP to reach any financial goal for your child by their target age.

Calculate →
🏥

Maternity Expense Estimator

Budget delivery (normal/C-section), prenatal, postnatal & 1st-year baby care costs.

Calculate →

Quick Browse by Category

Compact list view if you know what you're after.

Need a tool we don't have?

Email support@moneymindtool.com and we'll usually ship a calculator within 2 weeks.

Read the Blog