Plan Your Finances with Ease

Discover free financial calculators for FY 2025-26, tailored for Indian users.
Calculate taxes, investments, and loan EMIs with accurate, user-friendly tools to achieve your financial goals.

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Empower Your Financial Future

Take control of your finances with MoneyMindTool’s free calculators and expert guides for FY 2025-26. Whether you’re a salaried professional, freelancer, or investor, our tools help you plan taxes, grow investments, and manage loans with confidence. Updated with the latest tax slabs, interest rates, and GST 2.0 changes (effective 22 Sept 2025), we simplify financial planning for Indian users. Start today to save smarter, invest wisely, and achieve your dreams!

Top Financial Calculators

Income Tax Calculator

Plan your taxes for FY 2025-26 with our advanced Income Tax Calculator, designed for Indian taxpayers. Easily compare the New and Old Tax Regimes, factor in deductions like Section 80C (up to ₹1.5 lakh), 80D, and HRA exemptions, and optimize your tax strategy. Updated with the latest tax slabs, this tool helps salaried individuals, freelancers, and businesses save time and money.

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SIP Calculator

Grow your wealth with our SIP Calculator for FY 2025-26, tailored for Indian investors. Estimate future returns based on monthly contributions, expected rates, and tenure to meet goals like retirement or education funding. Leverage the power of compounding to maximize your mutual fund investments with accurate projections.

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Fixed Deposit Calculator

Plan secure savings with our Fixed Deposit Calculator for FY 2025-26. Estimate maturity amounts and interest with quarterly compounding, using the latest rates from top Indian banks like SBI and HDFC. Compare tenures and rates to find the best FD option for your financial goals.

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Loan EMI Calculator

Calculate EMIs for home, car, or personal loans with our Loan EMI Calculator for FY 2025-26. Input loan amount, interest rate, and tenure to get precise monthly payment and total interest estimates. Plan your repayments effectively to ensure affordability for Indian borrowers.

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Take Control of Your Finances Today

Use our free calculators to plan your taxes, investments, and loans for FY 2025-26.
Get accurate, India-specific results based on the latest financial guidelines to achieve your goals with confidence.

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Frequently Asked Questions About Financial Planning and GST

How to calculate income tax for FY 2025-26 in India?

Our Income Tax Calculator simplifies tax planning for FY 2025-26 by letting you input your annual income, deductions, and exemptions. It’s updated with the latest tax slabs for both New and Old Regimes, helping you decide which saves you more. Include deductions like Section 80C (up to ₹1.5 lakh), 80D for medical insurance, and HRA for rent. The tool provides a detailed breakdown of your tax liability, empowering you to plan efficiently. Always consult a tax professional for personalized advice.

What are the key GST 2.0 changes effective 22 September 2025?

GST 2.0 introduced slab rationalisation, several rate reductions for essentials and clarified transitional treatments around Input Tax Credit (ITC). Businesses should update product/service tax mapping and reconcile ITC balances as per official FAQs. For supply-specific details, review the GST notifications and council FAQs linked in our GST article.

How should businesses treat existing Input Tax Credit (ITC) around the GST rate changes?

Transitional guidance generally allows ITC availed up to the cut-off date to remain, but you must reconcile your ledgers and supplier invoices. For supplies where concessional rates apply only if ITC is not claimed, apply the concession only for future supplies where ITC wasn't availed. Speak with your tax consultant if you have complex cross-period supplies.

Do we need to update MRPs, POS and e-commerce listings after GST 2.0?

Yes. Update POS templates and e-commerce listings with new tax-inclusive prices where rates changed. Clear price communication avoids customer confusion and potential compliance flags from regulators.

What is a SIP and how does it work?

A Systematic Investment Plan (SIP) lets you invest a fixed amount in mutual funds regularly, harnessing the power of compounding. Our SIP Calculator for FY 2025-26 estimates future returns based on your monthly investment, expected rate of return, and tenure. It’s ideal for Indian investors planning long-term goals like buying a home or retirement. Adjust inputs to explore different scenarios and optimize your wealth creation.

How to plan a fixed deposit investment in India?

Our Fixed Deposit Calculator helps you plan your savings by estimating maturity amounts and interest earned for FY 2025-26. Input your principal, tenure, and compounding frequency to get accurate results based on the latest rates from top Indian banks like SBI and HDFC. Compare different tenures and rates to maximize returns. This tool is perfect for risk-averse investors seeking stable returns.

How to calculate EMI for a loan in India?

Use our Loan EMI Calculator to determine monthly payments for home, car, or personal loans in FY 2025-26. Input loan amount, interest rate, and tenure to get precise EMI and total interest estimates. The tool helps Indian borrowers plan repayments and assess affordability. Explore different loan terms to find the best option for your budget.

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Recent GST Reforms (GST 2.0)

Summary and practical actions for businesses following the GST changes effective 22 Sept 2025. Learn how ITC, pricing, and invoices are impacted and what to do first.

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Top Tax-Saving Tips for FY 2025-26

Maximize your savings with deductions under Section 80C (up to ₹1.5 lakh), 80D, and HRA exemptions. Learn how to optimize your tax strategy with our expert tips tailored for Indian taxpayers.

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How to Maximize SIP Returns in 2025

Boost your mutual fund returns through disciplined SIP investments in FY 2025-26. Learn strategies like choosing high-performing funds, increasing contributions over time, and leveraging compounding.

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